The National Flood Insurance Program (NFIP) offers quite a bit of advice for people who may be subjected to flooding in their homes.
You might be thinking, "I've never had a flood in my home, even in my basement. It just doesn't happen here!"
You may be lucky, but that can easily change (which no one wants to see happen.)
How common are floods? In the past five years, according to the NFIP, all 50 states have experienced floods or flash floods.
And bad news for homeowners is their homeowner’s insurance does not cover flood damage. You need special flood insurance for that.
To protect yourself, you need some flood facts so you realize the danger and can purchase the proper flood insurance program for your home and risk level. Just a few inches of water in your home can cost several thousand dollars to fix. If you don't have proper insurance, this comes out of your own pocket. Ouch!
Although you may not live in a dangerous flood plain, there are other causes of floods than a typical rainstorm, which results in water coming into your home from outside. High winds can drive water through windows that are in need of maintenance... winter storms mean ice melting can allow water to intrude... and, of course, broken pipes in your home (good news, those floods are typically covered by insurance.)
How expensive are floods in homes? The type you may need special insurance for? Since 1978, The NFIP has paid nearly $50 billion for flood insurance claims and related costs (as of 2/17/15).
When you do get some unwanted water in your home, call a professional water damage company, such as one listed here at CleaningOutpost.com!
Just a few friendly reminders from Jeff Cross, the executive editor of Cleanfax, the magazine and online authority for restoration contractors. Let me know if you have any questions. Send me an email at [email protected]
You might be thinking, "I've never had a flood in my home, even in my basement. It just doesn't happen here!"
You may be lucky, but that can easily change (which no one wants to see happen.)
How common are floods? In the past five years, according to the NFIP, all 50 states have experienced floods or flash floods.
And bad news for homeowners is their homeowner’s insurance does not cover flood damage. You need special flood insurance for that.
To protect yourself, you need some flood facts so you realize the danger and can purchase the proper flood insurance program for your home and risk level. Just a few inches of water in your home can cost several thousand dollars to fix. If you don't have proper insurance, this comes out of your own pocket. Ouch!
Although you may not live in a dangerous flood plain, there are other causes of floods than a typical rainstorm, which results in water coming into your home from outside. High winds can drive water through windows that are in need of maintenance... winter storms mean ice melting can allow water to intrude... and, of course, broken pipes in your home (good news, those floods are typically covered by insurance.)
How expensive are floods in homes? The type you may need special insurance for? Since 1978, The NFIP has paid nearly $50 billion for flood insurance claims and related costs (as of 2/17/15).
When you do get some unwanted water in your home, call a professional water damage company, such as one listed here at CleaningOutpost.com!
Just a few friendly reminders from Jeff Cross, the executive editor of Cleanfax, the magazine and online authority for restoration contractors. Let me know if you have any questions. Send me an email at [email protected]
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